128 Cardinal LnBeaverWV25813
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 128 Cardinal Ln, Beaver, WV, 25813 in Beaver at $398,900, 2.6% gross yield, is a market-growth asset. Rental yield 2.6%. The $864/mo rent partially funds the $1,794/mo debt service; the core return is the 5%/yr price growth projected to add $110,209 over five years. Ziffy Mortgage's DSCR mortgage (0.48) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $57,644.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.6% | 6.2% |
| Monthly Cash Flow | $(1,444) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $864 |
| Total Monthly Debt Service | $2,149 |
| DSCR Ratio | 0.40x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
1.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25813, Beaver, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,573 (100%) |
| Owner Occupied HU | 1,743 (67.7%) |
| Renter Occupied HU | 519 (20.2%) |
| Vacant Housing Units | 311 (12.1%) |
| Median Home Value | $184,219 |
| Average Home Value | $221,857 |
Housing Distribution
Address Breakdown
Residential
1,967
Single Family
1,931
Multi-Family
36
Businesses
232
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
1.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25813, Beaver, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,573 (100%) |
| Owner Occupied HU | 1,743 (67.7%) |
| Renter Occupied HU | 519 (20.2%) |
| Vacant Housing Units | 311 (12.1%) |
| Median Home Value | $184,219 |
| Average Home Value | $221,857 |
Housing Distribution
Address Breakdown
Residential
1,967
Single Family
1,931
Multi-Family
36
Businesses
232
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Beckley BOR
Mls ID: #94682