128 3rd StFayettevilleWV25840
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Fayetteville rental at 128 3rd St, Fayetteville, WV, 25840 sits in the solid-income band: 8.26% gross yield, $1,708/mo rent, $273/mo net after the $1,115/mo debt service, DSCR 1.53. Entry price of $248,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $68,518 and $2,284/yr in principal reduction bring total cumulative return to $111,197.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $273 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,708 |
| Total Monthly Debt Service | $1,336 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
1.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25840, Fayetteville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,435 (100%) |
| Owner Occupied HU | 2,441 (71.1%) |
| Renter Occupied HU | 672 (19.6%) |
| Vacant Housing Units | 322 ( 9.4%) |
| Median Home Value | $116,807 |
| Average Home Value | $167,351 |
Housing Distribution
Address Breakdown
Residential
3,212
Single Family
3,212
Multi-Family
0
Businesses
285
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
1.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25840, Fayetteville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,435 (100%) |
| Owner Occupied HU | 2,441 (71.1%) |
| Renter Occupied HU | 672 (19.6%) |
| Vacant Housing Units | 322 ( 9.4%) |
| Median Home Value | $116,807 |
| Average Home Value | $167,351 |
Housing Distribution
Address Breakdown
Residential
3,212
Single Family
3,212
Multi-Family
0
Businesses
285
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A