12797 Sidney WayWoodbridgeVA22192
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.49% yield at 12797 Sidney Way, Woodbridge, VA, 22192 in Woodbridge is solid, but the $2,338/mo payment compresses net cash flow to $139/mo at $519,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $143,639 by year five, and $4,788/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.39) without U.S. income documentation. Total projected return: $205,606.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.8% |
| Monthly Cash Flow | $139 | $285 |
City averages based on Woodbridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,247 |
| Total Monthly Debt Service | $2,901 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1997
1,886 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22192, Woodbridge, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,691 (100%) |
| Owner Occupied HU | 16,083 (74.1%) |
| Renter Occupied HU | 5,331 (24.6%) |
| Vacant Housing Units | 277 ( 1.3%) |
| Median Home Value | $580,622 |
| Average Home Value | $603,905 |
Housing Distribution
Address Breakdown
Residential
21,371
Single Family
18,076
Multi-Family
3,295
Businesses
1,665
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1997
1,886 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22192, Woodbridge, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,691 (100%) |
| Owner Occupied HU | 16,083 (74.1%) |
| Renter Occupied HU | 5,331 (24.6%) |
| Vacant Housing Units | 277 ( 1.3%) |
| Median Home Value | $580,622 |
| Average Home Value | $603,905 |
Housing Distribution
Address Breakdown
Residential
21,371
Single Family
18,076
Multi-Family
3,295
Businesses
1,665
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paula Heard • KW Metro Center
Mls Name: Bright MLS
Mls ID: #VAPW2099114