1277 County Highway 11LaurensNY13796
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1277 County Highway 11, Laurens, NY, 13796 in Laurens speaks for itself: 11.06% gross on a $254,900 price, generating $2,348/mo in rent and $646/mo in net income after the $1,146/mo debt service. DSCR 2.05, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,755 stacks alongside $70,424 in projected five-year appreciation and $2,348/yr in principal reduction. Projected total cumulative return: $138,783.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $646 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,348 |
| Total Monthly Debt Service | $1,601 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
9.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13796, Laurens, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 682 (100%) |
| Owner Occupied HU | 429 (62.9%) |
| Renter Occupied HU | 109 (16.0%) |
| Vacant Housing Units | 144 (21.1%) |
| Median Home Value | $187,061 |
| Average Home Value | $262,960 |
Housing Distribution
Address Breakdown
Residential
460
Single Family
460
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
9.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13796, Laurens, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 682 (100%) |
| Owner Occupied HU | 429 (62.9%) |
| Renter Occupied HU | 109 (16.0%) |
| Vacant Housing Units | 144 (21.1%) |
| Median Home Value | $187,061 |
| Average Home Value | $262,960 |
Housing Distribution
Address Breakdown
Residential
460
Single Family
460
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices