1276 Stephenridge DrSaint CharlesMO63304
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Saint Charles at 1276 Stephenridge Dr, Saint Charles, MO, 63304 listed at $345,000 pairs $3,084/mo rent with a $1,689/mo payment to leave $900/mo cash flow. Total monthly income runs $3,084/mo, and annual cash flow reaches $10,795/yr on $114,368 cash to close. Return on cash invested measures 29.35% in year one, and rental yield registers 10.73% at a $345,000 basis. Equity gained on principal adds $2,226/yr, and annual property appreciation at 5% supports $95,317 by year five. Five-year ROI tracks 153.66% and total cumulative return in cash totals $175,732. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,084/mo property income relative to a $1,689/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1986
10,018 sqft lot
$N/A/sqft
$425 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63304, Saint Charles, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,153 (100%) |
| Owner Occupied HU | 14,356 (83.7%) |
| Renter Occupied HU | 2,290 (13.4%) |
| Vacant Housing Units | 507 ( 3.0%) |
| Median Home Value | $364,905 |
| Average Home Value | $408,403 |
Housing Distribution
Address Breakdown
Residential
16,807
Single Family
16,028
Multi-Family
779
Businesses
948
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Listed by: Laura A Kemp • Coldwell Banker Realty - Gundaker
Mls Name: MARIS
Mls Provider:
Mls ID: #25082812
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