12755 Clearbrook DrOld StationCA96071
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.13% gross rental yield, 12755 Clearbrook Dr, Old Station, CA, 96071 in Old Station is priced for capital growth, not immediate cash flow. The $538,800 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $148,861 by year five, with $4,962/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.95) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $138,108.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 5.0% |
| Monthly Cash Flow | $(1,029) | $1,500 |
City averages based on Old Station market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,304 |
| Total Monthly Debt Service | $3,119 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
3.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96071, Old Station, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 201 (100%) |
| Owner Occupied HU | 61 (30.3%) |
| Renter Occupied HU | 21 (10.4%) |
| Vacant Housing Units | 119 (59.2%) |
| Median Home Value | $470,833 |
| Average Home Value | $658,197 |
Housing Distribution
Address Breakdown
Residential
34
Single Family
34
Multi-Family
0
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
3.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96071, Old Station, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 201 (100%) |
| Owner Occupied HU | 61 (30.3%) |
| Renter Occupied HU | 21 (10.4%) |
| Vacant Housing Units | 119 (59.2%) |
| Median Home Value | $470,833 |
| Average Home Value | $658,197 |
Housing Distribution
Address Breakdown
Residential
34
Single Family
34
Multi-Family
0
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Molly Kidd • Wahlund & Co. Realty Group
Mls Name: SMLS
Mls Provider:
Mls ID: #25-3025
Disclaimer: Copyright Shasta Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.