1275 Washington AvenueGoldenCO80401
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 1275 Washington Avenue, Golden, CO, 80401 in Golden is capital appreciation. Rental yield 3.28%. The 3.28% gross yield at $1,980,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $547,037 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.61) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $319,100.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 6.0% |
| Monthly Cash Flow | $(6,698) | $300 |
City averages based on Golden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,411 |
| Total Monthly Debt Service | $11,321 |
| DSCR Ratio | 0.48x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2007
N/A lot
$N/A/sqft
$570 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80401, Golden, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,912 (100%) |
| Owner Occupied HU | 10,629 (56.2%) |
| Renter Occupied HU | 6,916 (36.6%) |
| Vacant Housing Units | 1,367 ( 7.2%) |
| Median Home Value | $866,393 |
| Average Home Value | $916,978 |
Housing Distribution
Address Breakdown
Residential
18,425
Single Family
14,339
Multi-Family
4,086
Businesses
1,842
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2007
N/A lot
$N/A/sqft
$570 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80401, Golden, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,912 (100%) |
| Owner Occupied HU | 10,629 (56.2%) |
| Renter Occupied HU | 6,916 (36.6%) |
| Vacant Housing Units | 1,367 ( 7.2%) |
| Median Home Value | $866,393 |
| Average Home Value | $916,978 |
Housing Distribution
Address Breakdown
Residential
18,425
Single Family
14,339
Multi-Family
4,086
Businesses
1,842
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lori Abbey • Compass - Denver
Mls Name: REcolorado
Mls Provider:
Mls ID: #4219224
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)