1275 S Main StBrownsvilleKY42210
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 1275 S Main St, Brownsville, KY, 42210 in Brownsville earns a 9.01% gross yield at $319,900. Rent of $2,402/mo nets $455/mo after the $1,438/mo mortgage. The 1.67 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $88,382 and $2,946/yr in equity accumulation project a total cumulative return of $150,467.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 8.0% |
| Monthly Cash Flow | $455 | $150 |
City averages based on Brownsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,402 |
| Total Monthly Debt Service | $1,820 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
1.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42210, Brownsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,941 (100%) |
| Owner Occupied HU | 1,278 (65.8%) |
| Renter Occupied HU | 416 (21.4%) |
| Vacant Housing Units | 247 (12.7%) |
| Median Home Value | $131,061 |
| Average Home Value | $180,413 |
Housing Distribution
Address Breakdown
Residential
1,805
Single Family
1,803
Multi-Family
2
Businesses
135
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
1.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42210, Brownsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,941 (100%) |
| Owner Occupied HU | 1,278 (65.8%) |
| Renter Occupied HU | 416 (21.4%) |
| Vacant Housing Units | 247 (12.7%) |
| Median Home Value | $131,061 |
| Average Home Value | $180,413 |
Housing Distribution
Address Breakdown
Residential
1,805
Single Family
1,803
Multi-Family
2
Businesses
135
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shauna Gravil • RE/MAX Real Estate Executives
Mls Name: RASK
Mls ID: #RA20255399