12728 W Geddes DriveLittletonCO80127
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate 12728 W Geddes Drive, Littleton, CO, 80127 in Littleton. At $808,900 it earns $5,101/mo in rent and distributes $309/mo to the owner after the $3,637/mo payment, a consistent 7.57% yield. DSCR 1.40 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $223,484 in value; $7,450/yr in principal paydown compounds ownership stake. Total projected return: $325,742.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.1% |
| Monthly Cash Flow | $309 | $1,850 |
City averages based on Littleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,101 |
| Total Monthly Debt Service | $4,470 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
5,358 sqft lot
$N/A/sqft
$78 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
5,358 sqft lot
$N/A/sqft
$78 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tom Ullrich • RE/MAX Professionals
Mls Name: REcolorado
Mls Provider:
Mls ID: #5336065
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