12716 County Highway T Unit #5HaywardWI54843
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 12716 County Highway T Unit #5, Hayward, WI, 54843 in Hayward deserves attention. This $249,900 property earns $2,640/mo in rent, a 12.68% gross yield, and nets $913/mo after the $1,124/mo payment. DSCR 2.35 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $69,043 compounds alongside $2,302/yr in yearly equity build, for a total cumulative return of $154,313.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 6.2% |
| Monthly Cash Flow | $913 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,640 |
| Total Monthly Debt Service | $1,628 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1500
N/A lot
$N/A/sqft
$600 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54843, Hayward, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,183 (100%) |
| Owner Occupied HU | 4,403 (43.2%) |
| Renter Occupied HU | 1,364 (13.4%) |
| Vacant Housing Units | 4,416 (43.4%) |
| Median Home Value | $300,972 |
| Average Home Value | $359,210 |
Housing Distribution
Address Breakdown
Residential
6,017
Single Family
5,893
Multi-Family
124
Businesses
605
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1500
N/A lot
$N/A/sqft
$600 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54843, Hayward, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,183 (100%) |
| Owner Occupied HU | 4,403 (43.2%) |
| Renter Occupied HU | 1,364 (13.4%) |
| Vacant Housing Units | 4,416 (43.4%) |
| Median Home Value | $300,972 |
| Average Home Value | $359,210 |
Housing Distribution
Address Breakdown
Residential
6,017
Single Family
5,893
Multi-Family
124
Businesses
605
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices