12715 Old Route CRussellvilleMO65074
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Russellville rental at 12715 Old Route C, Russellville, MO, 65074 sits in the solid-income band: 8.43% gross yield, $1,825/mo rent, $207/mo net after the $1,169/mo debt service, DSCR 1.56. Entry price of $259,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $71,806 and $2,394/yr in principal reduction bring total cumulative return to $111,876.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $207 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,825 |
| Total Monthly Debt Service | $1,515 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65074, Russellville, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,246 (100%) |
| Owner Occupied HU | 961 (77.1%) |
| Renter Occupied HU | 190 (15.2%) |
| Vacant Housing Units | 95 ( 7.6%) |
| Median Home Value | $250,698 |
| Average Home Value | $265,117 |
Housing Distribution
Address Breakdown
Residential
1,237
Single Family
1,237
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65074, Russellville, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,246 (100%) |
| Owner Occupied HU | 961 (77.1%) |
| Renter Occupied HU | 190 (15.2%) |
| Vacant Housing Units | 95 ( 7.6%) |
| Median Home Value | $250,698 |
| Average Home Value | $265,117 |
Housing Distribution
Address Breakdown
Residential
1,237
Single Family
1,237
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Kauffman • Gratz Real Estate, LLC
Mls Name: JCMLS
Mls Provider:
Mls ID: #10068105
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.