12705 Legacy Oaks AveKi5zd4 Baton RougeLA70818
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 12705 Legacy Oaks Ave, Ki5zd4 Baton Rouge, LA, 70818 in Ki5zd4 Baton Rouge. At $453,900 it earns $3,455/mo in rent and distributes $643/mo to the owner after the $2,041/mo payment, a consistent 9.13% yield. DSCR 1.69 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $125,404 in value; $4,180/yr in principal paydown compounds ownership stake. Total projected return: $213,525.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $643 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,455 |
| Total Monthly Debt Service | $2,631 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70818, Baton Rouge, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,666 (100%) |
| Owner Occupied HU | 3,412 (73.1%) |
| Renter Occupied HU | 904 (19.4%) |
| Vacant Housing Units | 350 ( 7.5%) |
| Median Home Value | $316,844 |
| Average Home Value | $327,164 |
Housing Distribution
Address Breakdown
Residential
4,694
Single Family
4,146
Multi-Family
548
Businesses
312
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70818, Baton Rouge, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,666 (100%) |
| Owner Occupied HU | 3,412 (73.1%) |
| Renter Occupied HU | 904 (19.4%) |
| Vacant Housing Units | 350 ( 7.5%) |
| Median Home Value | $316,844 |
| Average Home Value | $327,164 |
Housing Distribution
Address Breakdown
Residential
4,694
Single Family
4,146
Multi-Family
548
Businesses
312
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • D.R. Horton
Mls Name: DR Horton
Mls Provider:
Mls ID: #N/A