12700 Shawnee CtClarksburgMD20871
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 12700 Shawnee Ct, Clarksburg, MD, 20871 in Clarksburg, $899,000, 7.69% gross yield, $169/mo net income. Consider it a market-entry position, the $5,760/mo rent covers the $4,042/mo payment with a margin, and 5%/yr appreciation is projected to add $248,377 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.43) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $351,884.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.5% |
| Monthly Cash Flow | $169 | $300 |
City averages based on Clarksburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,760 |
| Total Monthly Debt Service | $5,234 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20871, Clarksburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,933 (100%) |
| Owner Occupied HU | 8,287 (83.4%) |
| Renter Occupied HU | 1,371 (13.8%) |
| Vacant Housing Units | 275 ( 2.8%) |
| Median Home Value | $688,753 |
| Average Home Value | $723,359 |
Housing Distribution
Address Breakdown
Residential
10,100
Single Family
9,628
Multi-Family
472
Businesses
398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20871, Clarksburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,933 (100%) |
| Owner Occupied HU | 8,287 (83.4%) |
| Renter Occupied HU | 1,371 (13.8%) |
| Vacant Housing Units | 275 ( 2.8%) |
| Median Home Value | $688,753 |
| Average Home Value | $723,359 |
Housing Distribution
Address Breakdown
Residential
10,100
Single Family
9,628
Multi-Family
472
Businesses
398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jon Prettyman • LPT Realty, LLC
Mls Name: Bright MLS
Mls ID: #MDMC2188634