127 Terry LoopWatsonvilleCA95076








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Watsonville at 127 Terry Loop, Watsonville, CA, 95076 with 5% annual appreciation on a $629,000 basis while $4,312/mo rent supports operations. Total monthly income totals $4,312/mo and a $3,079/mo payment preserves $421/mo for cash returns. Annual cash flow comes to $5,046/yr on $206,941 deployed, and return on cash invested reaches 22.5% in year one. Equity gained on principal adds $4,059/yr, and five-year appreciation sums $173,781 alongside rental yield of 8.23%. Five-year ROI measures 116.7% and total cumulative return in cash totals $241,497.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $4,312/mo property income versus a $3,079/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Townhouse
Built in 1986
828 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95076, Watsonville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,961 (100%) |
| Owner Occupied HU | 12,096 (48.5%) |
| Renter Occupied HU | 11,111 (44.5%) |
| Vacant Housing Units | 1,754 ( 7.0%) |
| Median Home Value | $774,250 |
| Average Home Value | $938,782 |
Housing Distribution
Address Breakdown
Residential
22,811
Single Family
21,245
Multi-Family
1,566
Businesses
1,912
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Listed by: Chuck Fischer • El Camino Realty
Mls Name: MLSListings Inc
Mls ID: #ML82015083








