127 Surrey DrDelmontPA15626
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $249,900, 127 Surrey Dr, Delmont, PA, 15626 in Delmont generates $1,668/mo in rent (8.01% yield) but nets only $30/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.48) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $69,043. Total projected return: $97,109.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.2% |
| Monthly Cash Flow | $30 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,668 |
| Total Monthly Debt Service | $1,538 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15626, Delmont, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,575 (100%) |
| Owner Occupied HU | 1,986 (77.1%) |
| Renter Occupied HU | 440 (17.1%) |
| Vacant Housing Units | 149 ( 5.8%) |
| Median Home Value | $278,829 |
| Average Home Value | $278,601 |
Housing Distribution
Address Breakdown
Residential
2,443
Single Family
2,284
Multi-Family
159
Businesses
218
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15626, Delmont, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,575 (100%) |
| Owner Occupied HU | 1,986 (77.1%) |
| Renter Occupied HU | 440 (17.1%) |
| Vacant Housing Units | 149 ( 5.8%) |
| Median Home Value | $278,829 |
| Average Home Value | $278,601 |
Housing Distribution
Address Breakdown
Residential
2,443
Single Family
2,284
Multi-Family
159
Businesses
218
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joshua Schultheis • RE/MAX SELECT REALTY
Mls Name: WPMLS
Mls ID: #1730705