127 N Vail StGeneseoIL61254
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Geneseo at 127 N Vail St, Geneseo, IL, 61254 priced at $193,500 converts $1,636/mo rent into $294/mo cash flow after a $947/mo obligation. Total monthly income equals $1,636/mo, and annual cash flow totals $3,527/yr on $64,145 invested. Return on cash invested prints 25.41% in year one, and rental yield reads 10.15% against a $193,500 entry. Equity gained on principal adds $1,249/yr, while 5% annual appreciation compiles into $53,460 by year five. Five-year ROI reaches 133.3% and total cumulative return in cash sums $85,507. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,636/mo property income covering a $947/mo payment, not borrower’s personal income.
Single Family
Built in 1885
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61254, Geneseo, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,167 (100%) |
| Owner Occupied HU | 3,911 (75.7%) |
| Renter Occupied HU | 878 (17.0%) |
| Vacant Housing Units | 378 ( 7.3%) |
| Median Home Value | $226,871 |
| Average Home Value | $250,255 |
Housing Distribution
Address Breakdown
Residential
5,015
Single Family
4,696
Multi-Family
319
Businesses
408
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