127 N Farson StPhiladelphiaPA19139
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 127 N Farson St, Philadelphia, PA, 19139 in Philadelphia speaks for itself: 13.3% gross on a $170,500 price, generating $1,890/mo in rent and $773/mo in net income after the $767/mo debt service. DSCR 2.46, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,273 stacks alongside $47,106 in projected five-year appreciation and $1,570/yr in principal reduction. Projected total cumulative return: $114,668.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.3% | 5.8% |
| Monthly Cash Flow | $773 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,890 |
| Total Monthly Debt Service | $1,049 |
| DSCR Ratio | 1.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1925
1,536 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19139, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,594 (100%) |
| Owner Occupied HU | 6,791 (31.4%) |
| Renter Occupied HU | 11,523 (53.4%) |
| Vacant Housing Units | 3,280 (15.2%) |
| Median Home Value | $141,336 |
| Average Home Value | $236,230 |
Housing Distribution
Address Breakdown
Residential
18,948
Single Family
15,351
Multi-Family
3,597
Businesses
1,164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1925
1,536 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19139, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,594 (100%) |
| Owner Occupied HU | 6,791 (31.4%) |
| Renter Occupied HU | 11,523 (53.4%) |
| Vacant Housing Units | 3,280 (15.2%) |
| Median Home Value | $141,336 |
| Average Home Value | $236,230 |
Housing Distribution
Address Breakdown
Residential
18,948
Single Family
15,351
Multi-Family
3,597
Businesses
1,164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Thomas Skiffington • RE/MAX 440 - Perkasie
Mls Name: Bright MLS
Mls ID: #PAPH2586774