127 Magnolia TrlMilnerGA30257
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 127 Magnolia Trl, Milner, GA, 30257 in Milner: $2,255/mo in rent, $499/mo in net income, 9.38% gross yield, 1.74 DSCR, all at $288,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $79,707 in appreciation and $2,657/yr in principal paydown projects total cumulative return of $141,452.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 10.0% |
| Monthly Cash Flow | $499 | $300 |
City averages based on Milner market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,255 |
| Total Monthly Debt Service | $1,641 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30257, Milner, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,134 (100%) |
| Owner Occupied HU | 1,616 (75.7%) |
| Renter Occupied HU | 341 (16.0%) |
| Vacant Housing Units | 177 ( 8.3%) |
| Median Home Value | $277,622 |
| Average Home Value | $319,667 |
Housing Distribution
Address Breakdown
Residential
2,199
Single Family
2,199
Multi-Family
0
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30257, Milner, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,134 (100%) |
| Owner Occupied HU | 1,616 (75.7%) |
| Renter Occupied HU | 341 (16.0%) |
| Vacant Housing Units | 177 ( 8.3%) |
| Median Home Value | $277,622 |
| Average Home Value | $319,667 |
Housing Distribution
Address Breakdown
Residential
2,199
Single Family
2,199
Multi-Family
0
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices