127 Fern LaneJeffersonNY12093








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Jefferson at 127 Fern Lane, Jefferson, NY, 12093 with 5% annual appreciation on a $225,777 basis while $1,984/mo rent supports operations. Total monthly income totals $1,984/mo and a $1,105/mo payment preserves $476/mo for cash returns. Annual cash flow comes to $5,716/yr on $74,845 deployed, and return on cash invested reaches 27.55% in year one. Equity gained on principal adds $1,457/yr, and five-year appreciation sums $62,378 alongside rental yield of 10.54%. Five-year ROI measures 144.48% and total cumulative return in cash totals $108,133.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,984/mo property income versus a $1,105/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Manufactured
Built in 1976
18.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12093, Jefferson, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,173 (100%) |
| Owner Occupied HU | 637 (54.3%) |
| Renter Occupied HU | 100 ( 8.5%) |
| Vacant Housing Units | 436 (37.2%) |
| Median Home Value | $204,798 |
| Average Home Value | $260,502 |
Housing Distribution
Address Breakdown
Residential
687
Single Family
687
Multi-Family
0
Businesses
27
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