127 County RdRochesterMA02770
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 127 County Rd, Rochester, MA, 02770 in Rochester fits: $759,900, 3.51% gross yield, and a projected 5% annual appreciation rate adding $209,946 in value within five years. Rental yield 3.51%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.65) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $6,999/yr in principal paydown and $209,946 in appreciation project a total return of $123,171.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 5.5% |
| Monthly Cash Flow | $(2,570) | $250 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,220 |
| Total Monthly Debt Service | $4,487 |
| DSCR Ratio | 0.49x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02770, Rochester, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,150 (100%) |
| Owner Occupied HU | 1,932 (89.9%) |
| Renter Occupied HU | 160 ( 7.4%) |
| Vacant Housing Units | 58 ( 2.7%) |
| Median Home Value | $611,266 |
| Average Home Value | $625,546 |
Housing Distribution
Address Breakdown
Residential
2,052
Single Family
2,012
Multi-Family
40
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02770, Rochester, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,150 (100%) |
| Owner Occupied HU | 1,932 (89.9%) |
| Renter Occupied HU | 160 ( 7.4%) |
| Vacant Housing Units | 58 ( 2.7%) |
| Median Home Value | $611,266 |
| Average Home Value | $625,546 |
Housing Distribution
Address Breakdown
Residential
2,052
Single Family
2,012
Multi-Family
40
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Katherine Smith • Anchor Realty
Mls Name: MLS PIN
Mls ID: #73453563