12696 Washington AvenueLe GrandCA95333
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play12696 Washington Avenue, Le Grand, CA, 95333 in Le Grand is priced for appreciation, not yield. Rental yield 3.81%. At $350,000 with a 3.81% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $96,699 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.71) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $64,807.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 6.2% |
| Monthly Cash Flow | $(1,055) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,110 |
| Total Monthly Debt Service | $2,026 |
| DSCR Ratio | 0.55x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
5,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95333, Le Grand, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 908 (100%) |
| Owner Occupied HU | 486 (53.5%) |
| Renter Occupied HU | 357 (39.3%) |
| Vacant Housing Units | 65 ( 7.2%) |
| Median Home Value | $513,889 |
| Average Home Value | $490,859 |
Housing Distribution
Address Breakdown
Residential
736
Single Family
736
Multi-Family
0
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
5,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95333, Le Grand, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 908 (100%) |
| Owner Occupied HU | 486 (53.5%) |
| Renter Occupied HU | 357 (39.3%) |
| Vacant Housing Units | 65 ( 7.2%) |
| Median Home Value | $513,889 |
| Average Home Value | $490,859 |
Housing Distribution
Address Breakdown
Residential
736
Single Family
736
Multi-Family
0
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Darlene L Ramirez • Realty Concepts, Ltd
Mls Name: TCMLS
Mls ID: #238869