1266 Creekside Ter SESmyrnaGA30082
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 1266 Creekside Ter SE, Smyrna, GA, 30082 in Smyrna. At $475,000 it earns $3,806/mo in rent and distributes $691/mo to the owner after the $2,136/mo payment, a consistent 9.62% yield. DSCR 1.78 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $131,234 in value; $4,375/yr in principal paydown compounds ownership stake. Total projected return: $225,386.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.0% |
| Monthly Cash Flow | $691 | $300 |
City averages based on Smyrna market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,806 |
| Total Monthly Debt Service | $2,926 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2003
1,350 sqft lot
$N/A/sqft
$2,687 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30082, Smyrna, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,464 (100%) |
| Owner Occupied HU | 8,352 (67.0%) |
| Renter Occupied HU | 3,462 (27.8%) |
| Vacant Housing Units | 650 ( 5.2%) |
| Median Home Value | $483,359 |
| Average Home Value | $513,400 |
Housing Distribution
Address Breakdown
Residential
12,117
Single Family
9,552
Multi-Family
2,565
Businesses
507
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2003
1,350 sqft lot
$N/A/sqft
$2,687 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30082, Smyrna, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,464 (100%) |
| Owner Occupied HU | 8,352 (67.0%) |
| Renter Occupied HU | 3,462 (27.8%) |
| Vacant Housing Units | 650 ( 5.2%) |
| Median Home Value | $483,359 |
| Average Home Value | $513,400 |
Housing Distribution
Address Breakdown
Residential
12,117
Single Family
9,552
Multi-Family
2,565
Businesses
507
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: The Faust Group • BHHS Georgia Properties
Mls Name: GAMLS
Mls Provider:
Mls ID: #10668976
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