12655 SW Glenhaven StPortlandOR97225
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 12655 SW Glenhaven St, Portland, OR, 97225 in Portland is narrow, $42/mo net on $3,172/mo rent after the $2,318/mo debt service, but the property operates at break-even-plus, not a loss. At $515,500 with a 7.38% yield, the long-run equity case via 5% appreciation ($142,423 over five years) and $4,748/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.37 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $197,957.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.5% |
| Monthly Cash Flow | $42 | $450 |
City averages based on Portland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,172 |
| Total Monthly Debt Service | $2,924 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
N/A lot
$N/A/sqft
$212 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97225, Portland, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,760 (100%) |
| Owner Occupied HU | 7,142 (56.0%) |
| Renter Occupied HU | 5,005 (39.2%) |
| Vacant Housing Units | 613 ( 4.8%) |
| Median Home Value | $808,289 |
| Average Home Value | $851,429 |
Housing Distribution
Address Breakdown
Residential
12,234
Single Family
8,960
Multi-Family
3,274
Businesses
833
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
N/A lot
$N/A/sqft
$212 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97225, Portland, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,760 (100%) |
| Owner Occupied HU | 7,142 (56.0%) |
| Renter Occupied HU | 5,005 (39.2%) |
| Vacant Housing Units | 613 ( 4.8%) |
| Median Home Value | $808,289 |
| Average Home Value | $851,429 |
Housing Distribution
Address Breakdown
Residential
12,234
Single Family
8,960
Multi-Family
3,274
Businesses
833
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices