1265 W Mission BlvdPomonaCA91766
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 1265 W Mission Blvd, Pomona, CA, 91766 in Pomona the bet is firmly on appreciation. Rental yield 5.9%. The 5.9% gross yield on a $675,000 price is below income-first thresholds, but 5%/yr value growth projects $186,490 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (1.09) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $200,868.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 6.0% |
| Monthly Cash Flow | $(856) | $400 |
City averages based on Pomona market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,319 |
| Total Monthly Debt Service | $3,907 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1912
5,777 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91766, Pomona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,701 (100%) |
| Owner Occupied HU | 10,134 (51.4%) |
| Renter Occupied HU | 8,975 (45.6%) |
| Vacant Housing Units | 592 ( 3.0%) |
| Median Home Value | $636,012 |
| Average Home Value | $670,416 |
Housing Distribution
Address Breakdown
Residential
19,255
Single Family
17,368
Multi-Family
1,887
Businesses
1,551
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1912
5,777 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91766, Pomona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,701 (100%) |
| Owner Occupied HU | 10,134 (51.4%) |
| Renter Occupied HU | 8,975 (45.6%) |
| Vacant Housing Units | 592 ( 3.0%) |
| Median Home Value | $636,012 |
| Average Home Value | $670,416 |
Housing Distribution
Address Breakdown
Residential
19,255
Single Family
17,368
Multi-Family
1,887
Businesses
1,551
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Raul Munguia • CHAMPIONS REAL ESTATE
Mls Name: CRMLS
Mls ID: #CV25160993