12634 Robins Roost Rd Condo CHill CitySD57745
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 12634 Robins Roost Rd Condo C, Hill City, SD, 57745 in Hill City is straightforward: $275,000 in, $2,126/mo in rent, $389/mo out after debt service. The 9.28% gross yield and 1.72 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $75,977 by year five. With $2,533/yr in principal equity, the total cumulative return is projected at $129,423.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $389 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,126 |
| Total Monthly Debt Service | $1,628 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2005
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 57745, Hill City, SD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,403 (100%) |
| Owner Occupied HU | 769 (54.8%) |
| Renter Occupied HU | 185 (13.2%) |
| Vacant Housing Units | 449 (32.0%) |
| Median Home Value | $557,907 |
| Average Home Value | $564,915 |
Housing Distribution
Address Breakdown
Residential
678
Single Family
654
Multi-Family
24
Businesses
168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2005
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 57745, Hill City, SD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,403 (100%) |
| Owner Occupied HU | 769 (54.8%) |
| Renter Occupied HU | 185 (13.2%) |
| Vacant Housing Units | 449 (32.0%) |
| Median Home Value | $557,907 |
| Average Home Value | $564,915 |
Housing Distribution
Address Breakdown
Residential
678
Single Family
654
Multi-Family
24
Businesses
168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A