12628 N Tidwell Prairie RdBremondTX76629
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 12628 N Tidwell Prairie Rd, Bremond, TX, 76629 in Bremond is narrow, $193/mo net on $2,557/mo rent after the $1,495/mo debt service, but the property operates at break-even-plus, not a loss. At $332,400 with a 9.23% yield, the long-run equity case via 5% appreciation ($91,836 over five years) and $3,061/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.71 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $139,823.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $193 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,557 |
| Total Monthly Debt Service | $2,231 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
1.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76629, Bremond, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,090 (100%) |
| Owner Occupied HU | 603 (55.3%) |
| Renter Occupied HU | 215 (19.7%) |
| Vacant Housing Units | 272 (25.0%) |
| Median Home Value | $177,394 |
| Average Home Value | $265,419 |
Housing Distribution
Address Breakdown
Residential
819
Single Family
819
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
1.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76629, Bremond, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,090 (100%) |
| Owner Occupied HU | 603 (55.3%) |
| Renter Occupied HU | 215 (19.7%) |
| Vacant Housing Units | 272 (25.0%) |
| Median Home Value | $177,394 |
| Average Home Value | $265,419 |
Housing Distribution
Address Breakdown
Residential
819
Single Family
819
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Charles Neff • Texas Land Company of Franklin
Mls Name: BCSMLS
Mls Provider:
Mls ID: #24015544
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.