12618 Sandpine Reserve PlGibsontonFL33534
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 12618 Sandpine Reserve Pl, Gibsonton, FL, 33534 in Gibsonton is straightforward: $357,500 in, $2,969/mo in rent, $248/mo out after debt service. The 9.97% gross yield and 1.85 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $98,771 by year five. With $3,293/yr in principal equity, the total cumulative return is projected at $153,766.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.0% |
| Monthly Cash Flow | $248 | $300 |
City averages based on Gibsonton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,969 |
| Total Monthly Debt Service | $2,578 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
7,130 sqft lot
$N/A/sqft
$34 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33534, Gibsonton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,784 (100%) |
| Owner Occupied HU | 4,234 (62.4%) |
| Renter Occupied HU | 2,052 (30.2%) |
| Vacant Housing Units | 498 ( 7.3%) |
| Median Home Value | $355,148 |
| Average Home Value | $411,930 |
Housing Distribution
Address Breakdown
Residential
6,400
Single Family
5,943
Multi-Family
457
Businesses
288
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
7,130 sqft lot
$N/A/sqft
$34 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33534, Gibsonton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,784 (100%) |
| Owner Occupied HU | 4,234 (62.4%) |
| Renter Occupied HU | 2,052 (30.2%) |
| Vacant Housing Units | 498 ( 7.3%) |
| Median Home Value | $355,148 |
| Average Home Value | $411,930 |
Housing Distribution
Address Breakdown
Residential
6,400
Single Family
5,943
Multi-Family
457
Businesses
288
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: NICOLAS SCARON PLLC • LPT REALTY, LLC
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #TB8366318
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