1261 Sandy Ridge DrSarverPA16055
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1261 Sandy Ridge Dr, Sarver, PA, 16055 in Sarver earns a respectable 8.8% gross yield at $389,900, but after the $1,753/mo mortgage the net cash flow is $55/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.63) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $107,722 over five years, making equity the dominant return driver. Total projected return: $153,137.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $55 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,860 |
| Total Monthly Debt Service | $2,650 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2025
1,848 sqft lot
$N/A/sqft
$250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16055, Sarver, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,865 (100%) |
| Owner Occupied HU | 3,312 (85.7%) |
| Renter Occupied HU | 364 ( 9.4%) |
| Vacant Housing Units | 189 ( 4.9%) |
| Median Home Value | $353,945 |
| Average Home Value | $437,594 |
Housing Distribution
Address Breakdown
Residential
3,643
Single Family
3,643
Multi-Family
0
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2025
1,848 sqft lot
$N/A/sqft
$250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16055, Sarver, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,865 (100%) |
| Owner Occupied HU | 3,312 (85.7%) |
| Renter Occupied HU | 364 ( 9.4%) |
| Vacant Housing Units | 189 ( 4.9%) |
| Median Home Value | $353,945 |
| Average Home Value | $437,594 |
Housing Distribution
Address Breakdown
Residential
3,643
Single Family
3,643
Multi-Family
0
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathleen Cooper • Keller Williams Realty
Mls Name: WPMLS
Mls Provider:
Mls ID: #1731307
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.