1261 Dirigo RoadUpper Enchanted TwpME04945
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1261 Dirigo Road, Upper Enchanted Twp, ME, 04945 in Upper Enchanted Twp speaks for itself: 10.18% gross on a $250,000 price, generating $2,122/mo in rent and $544/mo in net income after the $1,124/mo debt service. DSCR 1.89, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,526 stacks alongside $69,070 in projected five-year appreciation and $2,303/yr in principal reduction. Projected total cumulative return: $129,961.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.8% |
| Monthly Cash Flow | $544 | $850 |
City averages based on Upper Enchanted Twp market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,122 |
| Total Monthly Debt Service | $1,478 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2011
4.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04945, Jackman, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,092 (100%) |
| Owner Occupied HU | 401 (36.7%) |
| Renter Occupied HU | 107 ( 9.8%) |
| Vacant Housing Units | 584 (53.5%) |
| Median Home Value | $196,354 |
| Average Home Value | $242,020 |
Housing Distribution
Address Breakdown
Residential
217
Single Family
204
Multi-Family
13
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2011
4.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04945, Jackman, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,092 (100%) |
| Owner Occupied HU | 401 (36.7%) |
| Renter Occupied HU | 107 ( 9.8%) |
| Vacant Housing Units | 584 (53.5%) |
| Median Home Value | $196,354 |
| Average Home Value | $242,020 |
Housing Distribution
Address Breakdown
Residential
217
Single Family
204
Multi-Family
13
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Allied Realty
Mls Name: Maine Listings
Mls ID: #1635789