12605 Flatwood Creek DrGibsontonFL33534
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 12605 Flatwood Creek Dr, Gibsonton, FL, 33534 in Gibsonton offers a clean, manageable entry. Rental yield 7.5%. DSCR 1.44 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $126,813 in additional property value over five years, with $4,227/yr in principal equity building ownership stake. Total projected cumulative return: $169,936.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $(218) | $300 |
City averages based on Gibsonton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,968 |
| Total Monthly Debt Service | $2,863 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
8,086 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33534, Gibsonton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,784 (100%) |
| Owner Occupied HU | 4,234 (62.4%) |
| Renter Occupied HU | 2,052 (30.2%) |
| Vacant Housing Units | 498 ( 7.3%) |
| Median Home Value | $355,148 |
| Average Home Value | $411,930 |
Housing Distribution
Address Breakdown
Residential
6,400
Single Family
5,943
Multi-Family
457
Businesses
288
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
8,086 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33534, Gibsonton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,784 (100%) |
| Owner Occupied HU | 4,234 (62.4%) |
| Renter Occupied HU | 2,052 (30.2%) |
| Vacant Housing Units | 498 ( 7.3%) |
| Median Home Value | $355,148 |
| Average Home Value | $411,930 |
Housing Distribution
Address Breakdown
Residential
6,400
Single Family
5,943
Multi-Family
457
Businesses
288
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices