1260 Spruceton RoadWest KillNY12492








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in West Kill at 1260 Spruceton Road, West Kill, NY, 12492 offers a 4.43% rental yield on a $1,149,000 purchase with $4,242/mo rent. 31% in year one. Equity gained on principal adds $7,414/yr while 5% annual appreciation supports $317,448 over five years. Portfolio math shows five-year ROI at 46.56% and total cumulative return in cash at $173,323. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $4,242/mo property income against a $5,624/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1999
18.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12492, West Kill, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 326 (100%) |
| Owner Occupied HU | 138 (42.3%) |
| Renter Occupied HU | 20 ( 6.1%) |
| Vacant Housing Units | 168 (51.5%) |
| Median Home Value | $376,667 |
| Average Home Value | $448,188 |
Housing Distribution
Address Breakdown
Residential
96
Single Family
96
Multi-Family
0
Businesses
10
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