1260 Fm 139JoaquinTX75954
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1260 Fm 139, Joaquin, TX, 75954 in Joaquin is a top-tier cash-flow asset. At $150,000 it produces $1,706/mo in rent and $640/mo in net monthly income, a 13.65% gross rental yield. The DSCR of 2.53 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,677. Five-year appreciation adds $41,442, driving a total cumulative return of $98,684.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.7% | 6.2% |
| Monthly Cash Flow | $640 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,706 |
| Total Monthly Debt Service | $1,007 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75954, Joaquin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,520 (100%) |
| Owner Occupied HU | 958 (63.0%) |
| Renter Occupied HU | 269 (17.7%) |
| Vacant Housing Units | 293 (19.3%) |
| Median Home Value | $162,222 |
| Average Home Value | $175,564 |
Housing Distribution
Address Breakdown
Residential
1,362
Single Family
1,362
Multi-Family
0
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75954, Joaquin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,520 (100%) |
| Owner Occupied HU | 958 (63.0%) |
| Renter Occupied HU | 269 (17.7%) |
| Vacant Housing Units | 293 (19.3%) |
| Median Home Value | $162,222 |
| Average Home Value | $175,564 |
Housing Distribution
Address Breakdown
Residential
1,362
Single Family
1,362
Multi-Family
0
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices