126 N 13Th StKenilworthNJ07033
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors approaching the U.S. market with capital-preservation in mind will find 126 N 13Th St, Kenilworth, NJ, 07033 in Kenilworth aligned with their strategy. Rental yield 7.02%. DSCR 1.30 and 7.02% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $7,367/yr in paydown build toward a projected cumulative return of $240,718.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 6.2% |
| Monthly Cash Flow | $(1,024) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,678 |
| Total Monthly Debt Service | $5,383 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07033, Kenilworth, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,110 (100%) |
| Owner Occupied HU | 2,270 (73.0%) |
| Renter Occupied HU | 751 (24.1%) |
| Vacant Housing Units | 89 ( 2.9%) |
| Median Home Value | $593,213 |
| Average Home Value | $605,848 |
Housing Distribution
Address Breakdown
Residential
2,933
Single Family
2,930
Multi-Family
3
Businesses
643
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07033, Kenilworth, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,110 (100%) |
| Owner Occupied HU | 2,270 (73.0%) |
| Renter Occupied HU | 751 (24.1%) |
| Vacant Housing Units | 89 ( 2.9%) |
| Median Home Value | $593,213 |
| Average Home Value | $605,848 |
Housing Distribution
Address Breakdown
Residential
2,933
Single Family
2,930
Multi-Family
3
Businesses
643
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Elena Torsone • Weichert Realtors
Mls Name: GSMLS
Mls ID: #3998328