126 Main StreetCenterbrookCT06409
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 126 Main Street, Centerbrook, CT, 06409 in Centerbrook. Rental yield 4.02%. At $800,000 with 4.02% gross yield, current distributions are modest, but the 5% appreciation rate projects $221,025 in new equity by year five, complemented by $6,706/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.71) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $113,295.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 7.0% |
| Monthly Cash Flow | $(2,752) | $200 |
City averages based on Centerbrook market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,683 |
| Total Monthly Debt Service | $5,312 |
| DSCR Ratio | 0.51x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1917
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06409, Centerbrook, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 370 (100%) |
| Owner Occupied HU | 218 (58.9%) |
| Renter Occupied HU | 143 (38.6%) |
| Vacant Housing Units | 9 ( 2.4%) |
| Median Home Value | $553,738 |
| Average Home Value | $574,323 |
Housing Distribution
Address Breakdown
Residential
307
Single Family
285
Multi-Family
22
Businesses
155
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Jonathan Zuromski • Real Broker CT, LLC
Mls Name: Smart MLS
Mls ID: #24131943
