126 LincolnshireSan AntonioTX78220
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 126 Lincolnshire, San Antonio, TX, 78220 in San Antonio is a conservative rental investment at $220,000. Rental yield 7.89%. A 1.46 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $60,782; $2,026/yr in principal paydown supplements. Total projected return: $76,790.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 5.8% |
| Monthly Cash Flow | $(117) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,447 |
| Total Monthly Debt Service | $1,477 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78220, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,962 (100%) |
| Owner Occupied HU | 4,110 (51.6%) |
| Renter Occupied HU | 2,951 (37.1%) |
| Vacant Housing Units | 901 (11.3%) |
| Median Home Value | $125,641 |
| Average Home Value | $180,695 |
Housing Distribution
Address Breakdown
Residential
8,180
Single Family
7,041
Multi-Family
1,139
Businesses
680
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78220, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,962 (100%) |
| Owner Occupied HU | 4,110 (51.6%) |
| Renter Occupied HU | 2,951 (37.1%) |
| Vacant Housing Units | 901 (11.3%) |
| Median Home Value | $125,641 |
| Average Home Value | $180,695 |
Housing Distribution
Address Breakdown
Residential
8,180
Single Family
7,041
Multi-Family
1,139
Businesses
680
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Yuri Ruiz • Real Broker, LLC
Mls Name: LERA MLS
Mls ID: #1939186