126 E Fallkill RoadHyde ParkNY12538
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Hyde Park rental at 126 E Fallkill Road, Hyde Park, NY, 12538 sits in the solid-income band: 9.78% gross yield, $4,440/mo rent, $801/mo net after the $2,451/mo debt service, DSCR 1.81. Entry price of $545,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $150,573 and $5,020/yr in principal reduction bring total cumulative return to $259,352.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.2% |
| Monthly Cash Flow | $801 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,440 |
| Total Monthly Debt Service | $3,423 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
1.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12538, Hyde Park, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,655 (100%) |
| Owner Occupied HU | 3,627 (64.1%) |
| Renter Occupied HU | 1,686 (29.8%) |
| Vacant Housing Units | 342 ( 6.0%) |
| Median Home Value | $356,737 |
| Average Home Value | $405,695 |
Housing Distribution
Address Breakdown
Residential
5,576
Single Family
5,062
Multi-Family
514
Businesses
370
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
1.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12538, Hyde Park, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,655 (100%) |
| Owner Occupied HU | 3,627 (64.1%) |
| Renter Occupied HU | 1,686 (29.8%) |
| Vacant Housing Units | 342 ( 6.0%) |
| Median Home Value | $356,737 |
| Average Home Value | $405,695 |
Housing Distribution
Address Breakdown
Residential
5,576
Single Family
5,062
Multi-Family
514
Businesses
370
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices