12594 Takeuchi DrDonnellyID83615
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.08% gross rental yield, 12594 Takeuchi Dr, Donnelly, ID, 83615 in Donnelly is priced for capital growth, not immediate cash flow. The $699,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $193,121 by year five, with $6,438/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.94) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $195,441.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 6.0% |
| Monthly Cash Flow | $(1,062) | $500 |
City averages based on Donnelly market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,959 |
| Total Monthly Debt Service | $3,743 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
1.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83615, Donnelly, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,840 (100%) |
| Owner Occupied HU | 623 (33.9%) |
| Renter Occupied HU | 118 ( 6.4%) |
| Vacant Housing Units | 1,099 (59.7%) |
| Median Home Value | $816,644 |
| Average Home Value | $787,965 |
Housing Distribution
Address Breakdown
Residential
532
Single Family
530
Multi-Family
2
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
1.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83615, Donnelly, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,840 (100%) |
| Owner Occupied HU | 623 (33.9%) |
| Renter Occupied HU | 118 ( 6.4%) |
| Vacant Housing Units | 1,099 (59.7%) |
| Median Home Value | $816,644 |
| Average Home Value | $787,965 |
Housing Distribution
Address Breakdown
Residential
532
Single Family
530
Multi-Family
2
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices