1256 Locust Ave, Baltimore, MD, 21227 | $223/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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1256 Locust Ave, Baltimore, MD, 21227 | $223/mo Cash Flow | Ziffy

Pending

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baltimore at 1256 Locust Ave, Baltimore, MD, 21227 uses $115,992 cash to close to unlock $2,681/yr annual cash flow and $223/mo monthly cash flow. Total monthly income runs $2,400/mo, and a $1,713/mo payment keeps the spread at $223/mo. Purchase price stands at $349,900, and rental yield measures 8.23% with $2,400/mo rent. Return on cash invested shows 22.22% in year one, and 5% annual appreciation builds toward $96,671 over five years. Five-year ROI reaches 115.3% and total cumulative return in cash records $133,734. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,400/mo property income covering a $1,713/mo payment rather than investor’s personal income.

Single Family

Built in 1954

4,200 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to Your New Home! This beautiful 4-bedroom, 2.5-bathroom home is ready for its next owner! Freshly painted throughout and with brand-new carpet installed in all the bedrooms, this house feels like home. Plus, the roof was replaced just 4 years ago and comes with a transferable warranty, offering peace of mind for years to come. The spacious kitchen is perfect for preparing meals and offers room for a cozy table. You'll love using the brand-new stainless steel appliances. Step outside and enjoy a completely fenced, flat backyardideal for pets, outdoor activities, or entertaining . The full basement is a blank canvas, waiting for your personal touch. Whether you need extra living space, a home gym, or a media room, the possibilities are endless!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21227, Halethorpe, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,782 (100%)
Owner Occupied HU	8,244 (59.8%)
Renter Occupied HU	4,715 (34.2%)
Vacant Housing Units	823 ( 6.0%)
Median Home Value	$328,317
Average Home Value	$368,618