1255 Alameda StFort CollinsCO80521
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 1255 Alameda St, Fort Collins, CO, 80521 in Fort Collins is a conservative rental investment at $459,000. Rental yield 6.51%. A 1.21 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $126,813; $4,227/yr in principal paydown supplements. Total projected return: $161,368.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 5.8% |
| Monthly Cash Flow | $(186) | $1,850 |
City averages based on Fort Collins market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,489 |
| Total Monthly Debt Service | $2,492 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
6,552 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80521, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,428 (100%) |
| Owner Occupied HU | 4,544 (31.5%) |
| Renter Occupied HU | 8,758 (60.7%) |
| Vacant Housing Units | 1,126 ( 7.8%) |
| Median Home Value | $659,235 |
| Average Home Value | $725,069 |
Housing Distribution
Address Breakdown
Residential
14,093
Single Family
10,239
Multi-Family
3,854
Businesses
453
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
6,552 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80521, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,428 (100%) |
| Owner Occupied HU | 4,544 (31.5%) |
| Renter Occupied HU | 8,758 (60.7%) |
| Vacant Housing Units | 1,126 ( 7.8%) |
| Median Home Value | $659,235 |
| Average Home Value | $725,069 |
Housing Distribution
Address Breakdown
Residential
14,093
Single Family
10,239
Multi-Family
3,854
Businesses
453
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Desiree Kendall • Coldwell Banker Realty- Fort Collins
Mls Name: IRES
Mls ID: #1039490