12548 E Cloud RdChandlerAZ85249
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 12548 E Cloud Rd, Chandler, AZ, 85249 in Chandler at $1,195,000, 2.81% gross yield, is a market-growth asset. Rental yield 2.81%. The $3,503/mo rent partially funds the $5,373/mo debt service; the core return is the 5%/yr price growth projected to add $330,156 over five years. Ziffy Mortgage's DSCR mortgage (0.65) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $222,619.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 5.2% |
| Monthly Cash Flow | $(4,261) | $1,850 |
City averages based on Chandler market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,503 |
| Total Monthly Debt Service | $6,588 |
| DSCR Ratio | 0.53x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
1.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85249, Chandler, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,391 (100%) |
| Owner Occupied HU | 15,282 (83.1%) |
| Renter Occupied HU | 1,931 (10.5%) |
| Vacant Housing Units | 1,178 ( 6.4%) |
| Median Home Value | $627,765 |
| Average Home Value | $684,460 |
Housing Distribution
Address Breakdown
Residential
17,923
Single Family
10,544
Multi-Family
7,379
Businesses
245
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
1.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85249, Chandler, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,391 (100%) |
| Owner Occupied HU | 15,282 (83.1%) |
| Renter Occupied HU | 1,931 (10.5%) |
| Vacant Housing Units | 1,178 ( 6.4%) |
| Median Home Value | $627,765 |
| Average Home Value | $684,460 |
Housing Distribution
Address Breakdown
Residential
17,923
Single Family
10,544
Multi-Family
7,379
Businesses
245
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Matthew Barker • Century 21 Arizona Foothills
Mls Name: ARMLS
Mls Provider:
Mls ID: #6859400
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010