12544 Oak Cir, Grass Valley, CA, 95945 | 7.06% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Grass Valley at 12544 Oak Cir, Grass Valley, CA, 95945 offers a 7.06% rental yield on a $399,000 purchase with $2,348/mo rent. 03% in year one. Equity gained on principal adds $2,575/yr while 5% annual appreciation supports $110,236 over five years. Portfolio math shows five-year ROI at 93.03% and total cumulative return in cash at $123,050. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,348/mo property income against a $1,953/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1942

0.82 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95945, Grass Valley, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	12,659 (100%)
Owner Occupied HU	6,915 (54.6%)
Renter Occupied HU	4,685 (37.0%)
Vacant Housing Units	1,059 ( 8.4%)
Median Home Value	$613,070
Average Home Value	$654,818