1253 Simms School RdCentralSC29630
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $330,000, 1253 Simms School Rd, Central, SC, 29630 in Central generates $2,149/mo in rent (7.82% yield) but nets only $185/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.45) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $91,173. Total projected return: $136,671.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $185 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,149 |
| Total Monthly Debt Service | $1,833 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29630, Central, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,159 (100%) |
| Owner Occupied HU | 3,817 (46.8%) |
| Renter Occupied HU | 3,486 (42.7%) |
| Vacant Housing Units | 856 (10.5%) |
| Median Home Value | $273,468 |
| Average Home Value | $318,577 |
Housing Distribution
Address Breakdown
Residential
6,911
Single Family
5,102
Multi-Family
1,809
Businesses
228
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29630, Central, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,159 (100%) |
| Owner Occupied HU | 3,817 (46.8%) |
| Renter Occupied HU | 3,486 (42.7%) |
| Vacant Housing Units | 856 (10.5%) |
| Median Home Value | $273,468 |
| Average Home Value | $318,577 |
Housing Distribution
Address Breakdown
Residential
6,911
Single Family
5,102
Multi-Family
1,809
Businesses
228
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tim Elder • Keller Williams Greenville Cen
Mls Name: WUMLS
Mls ID: #20290092