12527 Floridays Resort Dr APT 403-EOrlandoFL32821



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowMost investment properties struggle to clear the 1.25x DSCR minimum. 12527 Floridays Resort Dr APT 403-E, Orlando, FL, 32821 in Orlando clears it at 2.14, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 11.52%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $59,677; $1,989/yr in principal equity; total projected return: $72,213.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.1% |
| Monthly Cash Flow | $(216) | $1,850 |
City averages based on Orlando market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,074 |
| Total Monthly Debt Service | $2,204 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2006
957 sqft lot
$N/A/sqft
$769 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32821, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,577 (100%) |
| Owner Occupied HU | 3,139 (20.2%) |
| Renter Occupied HU | 9,771 (62.7%) |
| Vacant Housing Units | 2,667 (17.1%) |
| Median Home Value | $336,603 |
| Average Home Value | $355,017 |
Housing Distribution
Address Breakdown
Residential
13,617
Single Family
4,545
Multi-Family
9,072
Businesses
601



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Condo
Built in 2006
957 sqft lot
$N/A/sqft
$769 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32821, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,577 (100%) |
| Owner Occupied HU | 3,139 (20.2%) |
| Renter Occupied HU | 9,771 (62.7%) |
| Vacant Housing Units | 2,667 (17.1%) |
| Median Home Value | $336,603 |
| Average Home Value | $355,017 |
Housing Distribution
Address Breakdown
Residential
13,617
Single Family
4,545
Multi-Family
9,072
Businesses
601
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Stephane Loth • COLDWELL BANKER REALTY
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #O6251978
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