12524 Smith RdGrand BayAL36541
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Grand Bay at 12524 Smith Rd, Grand Bay, AL, 36541 uses $100,411 cash to close to unlock $1,078/yr annual cash flow and $90/mo monthly cash flow. Total monthly income runs $1,800/mo, and a $1,483/mo payment keeps the spread at $90/mo. Purchase price stands at $302,900, and rental yield measures 7.13% with $1,800/mo rent. Return on cash invested shows 20.98% in year one, and 5% annual appreciation builds toward $83,686 over five years. Five-year ROI reaches 107.89% and total cumulative return in cash records $108,334. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,800/mo property income covering a $1,483/mo payment rather than investor’s personal income.
Single Family
Built in 2025
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36541, Grand Bay, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,201 (100%) |
| Owner Occupied HU | 4,665 (75.2%) |
| Renter Occupied HU | 983 (15.9%) |
| Vacant Housing Units | 553 ( 8.9%) |
| Median Home Value | $221,927 |
| Average Home Value | $237,174 |
Housing Distribution
Address Breakdown
Residential
5,529
Single Family
5,529
Multi-Family
0
Businesses
202
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