12521 Floridays Resort Dr APT 510-FOrlandoFL32821



INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 12521 Floridays Resort Dr APT 510-F, Orlando, FL, 32821 in Orlando: $1,409/mo in rent, $228/mo in net income, 9.5% gross yield, 1.76 DSCR, all at $178,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $49,178 in appreciation and $1,639/yr in principal paydown projects total cumulative return of $82,511.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.1% |
| Monthly Cash Flow | $228 | $1,850 |
City averages based on Orlando market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,409 |
| Total Monthly Debt Service | $1,110 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2006
957 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32821, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,577 (100%) |
| Owner Occupied HU | 3,139 (20.2%) |
| Renter Occupied HU | 9,771 (62.7%) |
| Vacant Housing Units | 2,667 (17.1%) |
| Median Home Value | $336,603 |
| Average Home Value | $355,017 |
Housing Distribution
Address Breakdown
Residential
13,617
Single Family
4,545
Multi-Family
9,072
Businesses
601



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Condo
Built in 2006
957 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32821, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,577 (100%) |
| Owner Occupied HU | 3,139 (20.2%) |
| Renter Occupied HU | 9,771 (62.7%) |
| Vacant Housing Units | 2,667 (17.1%) |
| Median Home Value | $336,603 |
| Average Home Value | $355,017 |
Housing Distribution
Address Breakdown
Residential
13,617
Single Family
4,545
Multi-Family
9,072
Businesses
601
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices









