1250A Cedar Tree LnAnnapolisMD21409
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1250A Cedar Tree Ln, Annapolis, MD, 21409 in Annapolis is a solid income-producing rental, 8.45% gross yield, $4,756/mo rent, $549/mo net cash flow on a $675,000 buy. DSCR 1.57 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $186,490 and $6,217/yr in principal reduction project a total cumulative return of $291,960.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.4% |
| Monthly Cash Flow | $549 | $1,850 |
City averages based on Annapolis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,756 |
| Total Monthly Debt Service | $3,930 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
0.46 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
0.46 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices