12507 Candleberry CirTampaFL33635
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.49% yield at 12507 Candleberry Cir, Tampa, FL, 33635 in Tampa is solid, but the $2,631/mo payment compresses net cash flow to $51/mo at $585,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $161,625 by year five, and $5,388/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.57) without U.S. income documentation. Total projected return: $239,511.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 3.0% |
| Monthly Cash Flow | $51 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,139 |
| Total Monthly Debt Service | $3,649 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
6,704 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33635, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,957 (100%) |
| Owner Occupied HU | 4,794 (60.2%) |
| Renter Occupied HU | 2,860 (35.9%) |
| Vacant Housing Units | 303 ( 3.8%) |
| Median Home Value | $354,598 |
| Average Home Value | $366,168 |
Housing Distribution
Address Breakdown
Residential
7,738
Single Family
4,796
Multi-Family
2,942
Businesses
261
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
6,704 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33635, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,957 (100%) |
| Owner Occupied HU | 4,794 (60.2%) |
| Renter Occupied HU | 2,860 (35.9%) |
| Vacant Housing Units | 303 ( 3.8%) |
| Median Home Value | $354,598 |
| Average Home Value | $366,168 |
Housing Distribution
Address Breakdown
Residential
7,738
Single Family
4,796
Multi-Family
2,942
Businesses
261
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices