1250 Whitney Ranch Pkwy UNIT 236RocklinCA95765
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 1250 Whitney Ranch Pkwy UNIT 236, Rocklin, CA, 95765 in Rocklin: $2,774/mo in rent, $440/mo in net income, 10.85% gross yield, 2.01 DSCR, all at $306,820. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $84,769 in appreciation and $2,826/yr in principal paydown projects total cumulative return of $146,544.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.0% |
| Monthly Cash Flow | $440 | $1,200 |
City averages based on Rocklin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,774 |
| Total Monthly Debt Service | $2,212 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2007
1,172 sqft lot
$N/A/sqft
$272 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95765, Rocklin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,208 (100%) |
| Owner Occupied HU | 10,990 (67.8%) |
| Renter Occupied HU | 4,582 (28.3%) |
| Vacant Housing Units | 636 ( 3.9%) |
| Median Home Value | $720,882 |
| Average Home Value | $783,079 |
Housing Distribution
Address Breakdown
Residential
15,572
Single Family
12,324
Multi-Family
3,248
Businesses
847
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2007
1,172 sqft lot
$N/A/sqft
$272 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95765, Rocklin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,208 (100%) |
| Owner Occupied HU | 10,990 (67.8%) |
| Renter Occupied HU | 4,582 (28.3%) |
| Vacant Housing Units | 636 ( 3.9%) |
| Median Home Value | $720,882 |
| Average Home Value | $783,079 |
Housing Distribution
Address Breakdown
Residential
15,572
Single Family
12,324
Multi-Family
3,248
Businesses
847
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chrissy Conner • Keller Williams Realty
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225011217
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.