125 Wilson StreetVan BurenME04785
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 125 Wilson Street, Van Buren, ME, 04785 in Van Buren is narrow, $144/mo net on $822/mo rent after the $483/mo debt service, but the property operates at break-even-plus, not a loss. At $107,500 with a 9.18% yield, the long-run equity case via 5% appreciation ($29,700 over five years) and $990/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.70 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $50,096.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.0% |
| Monthly Cash Flow | $144 | $350 |
City averages based on Van Buren market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $822 |
| Total Monthly Debt Service | $636 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04785, Van Buren, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,294 (100%) |
| Owner Occupied HU | 736 (56.9%) |
| Renter Occupied HU | 337 (26.0%) |
| Vacant Housing Units | 221 (17.1%) |
| Median Home Value | $113,710 |
| Average Home Value | $139,310 |
Housing Distribution
Address Breakdown
Residential
1,054
Single Family
1,031
Multi-Family
23
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04785, Van Buren, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,294 (100%) |
| Owner Occupied HU | 736 (56.9%) |
| Renter Occupied HU | 337 (26.0%) |
| Vacant Housing Units | 221 (17.1%) |
| Median Home Value | $113,710 |
| Average Home Value | $139,310 |
Housing Distribution
Address Breakdown
Residential
1,054
Single Family
1,031
Multi-Family
23
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices