125 W Main StRipleyNY14775








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Ripley at 125 W Main St, Ripley, NY, 14775 with 5% annual appreciation on a $159,900 basis while $1,399/mo rent supports operations. Total monthly income totals $1,399/mo and a $783/mo payment preserves $331/mo for cash returns. Annual cash flow comes to $3,970/yr on $53,007 deployed, and return on cash invested reaches 27.4% in year one. Equity gained on principal adds $1,032/yr, and five-year appreciation sums $44,177 alongside rental yield of 10.5%. Five-year ROI measures 143.65% and total cumulative return in cash totals $76,146.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,399/mo property income versus a $783/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1930
6,875 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14775, Ripley, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,269 (100%) |
| Owner Occupied HU | 834 (65.7%) |
| Renter Occupied HU | 190 (15.0%) |
| Vacant Housing Units | 245 (19.3%) |
| Median Home Value | $164,826 |
| Average Home Value | $238,831 |
Housing Distribution
Address Breakdown
Residential
777
Single Family
758
Multi-Family
19
Businesses
47
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